Jackson County property record for 4313 S Davidson Dr, Independence, MO 64055
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,381 sqft · built 1996 |
| Lot Size | 0.05 acres (2,191 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,491 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-400-01-62 |
| Primary APN | 34-400-01-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,381 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 1,381 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,191 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 886441 |
|---|---|
| Street Address | 4313 S DAVIDSON DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-6783 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WHISPERING MEADOWS LOTS 1-8 LOT 7 |
| Legal Subdivision | WHISPERING MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 1-8,7 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14501 |
Source: Jackson County assessment roll, APN 34-400-01-62, as of September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY FIRST NAT'L BK |
| May 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 |
| Deed Sale | Sep 01, 2022 |
| Prior Sale | Sep 17, 2012 |
| Deed Document Number | 202281648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | STEWART |
| Name | Verified Name |
|---|---|
| Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Document Number | 00E0082851 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022E0082851 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 01, 2022 |
| Property Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Document Number | 00E0081648 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022E0081648 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Document Number | 00E0082851 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022E0082851 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Document Number | 0000E50757 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4313 S DAVIDSON DR INDEPENDENCE MO 640556783, INDEPENDENCE, MO 64055-6783 |
| Document Number | 0000E50757 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 50757E |
| Name | COMMUNITY FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Jun 06, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.59% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 4313 S DAVIDSON DR, INDEPENDENCE, MO 64055-6783 |
| Document Number | 0000E50758 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4313 S DAVIDSON DR INDEPENDENCE MO 640556783, INDEPENDENCE, MO 64055-6783 |
| Document Number | 0000E50758 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 50758E |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Jun 06, 2086 |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County assessment roll as of September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,773 (+14.99%) Land $8,466 Building $33,307 | $219,860 (+15%) | |
| 2024 | $2,491.00 (+2.09%) | ||
| 2023 | $2,440.00 (-21.82%) | $36,326 (-10.66%) Land $4,858 Building $31,468 | $191,190 (-10.66%) |
| 2022 | $3,121.00 | $40,660 Land $3,471 Building $37,189 | |
| 2021 | $214,000 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950145012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | May 2011 · ground movement |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 306 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Google Fiber, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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