4316 Carriage Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4316 Carriage Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,501 sqft · built 2001
Lot Size	0.222 acres (9,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Jul 2022)
Tax Bill	$8,271 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4894-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4894-4`
Alternative APNs	`00-2S-22-0322-0000-0300` `22S200032200000300`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,501 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	2,501 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,683 sqft (0.222 acres)
Garage Type	Attached
Garage Area	638 sqft
Porch	Florida Room
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4316 CARRIAGE LN
City	DESTIN
State	FL
Zip	32541-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE PLACE S/D LOT 30
Legal Subdivision	CARRIAGE PLACE S/D
Legal Block	1
Legal Lot Number	30
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23304

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4316 CARRIAGE LN, DESTIN, FL 32541-3453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC
Jul 14, 2022	Affidavit of Death of Joint Tenant, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Apr 5, 2000 · Amount on Record
Deed Document Number	20223564291
Deed Book / Page	3632 / 3136
Prior Transfer Date	Feb 7, 2001
Prior Transfer Doc	0001820184
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 14, 2022
Property Address	4316 CARRIAGE LN, DESTIN, FL 32541-3453
Document Number	0036323136
Book / Page	3632 / 3136
Map Reference	MB 17 PG 83
Instrument Date	Jul 11, 2022
Instrument	3564291
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 POND CYPRESS WAY, 15, SANTA ROSA BEACH, FL 32459-5997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 CARRIAGE LN, DESTIN, FL 32541-3453
Investor	Possibly a Property Investor

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OKALOOSA FL
Recording Date	Jul 14, 2022
Property Address	4316 CARRIAGE LN, DESTIN, FL 32541-3453
Document Number	0036323135
Book / Page	3632 / 3135
Map Reference	MB 17 PG 83
Instrument Date	Jul 8, 2022
Instrument	3564290
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 CARRIAGE LN, DESTIN, FL 32541-3453

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,271.00 (+4.42%) Homeowner's exemption Veteran's exemption	$829,105 (+5.99%)	$877,827 (+12.22%) Land $297,489 Building $580,338
2023	$7,921.00 (+11.93%) Homeowner's exemption	$782,271 (+18.65%) Land $262,066 Building $520,205	$782,271 (+18.65%) Land $262,066 Building $520,205
2022	$7,077.00	$659,321 Land $226,897 Building $432,424	$659,321 Land $226,897 Building $432,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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