4311 Carriage Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4311 Carriage Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,720 sqft · built 2015
Lot Size0.229 acres (9,969 sqft)
Owner2 Company Names on Record
Last Sale$663,300 (Sep 2015)
Tax Bill$3,264 (2025)
Deeds & MortgagesApr 2026 Sale
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-4909-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-4909-0
Alternative APNs
  • 00-2S-22-0323-0000-0180
  • 22S200032300000180

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,720 sqft Living Area
Gross Area3,510 sqft
1st Floor Area1,922 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,969 sqft (0.229 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFlorida Room
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4311 CARRIAGE LN
CityDESTIN
StateFL
Zip32541-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIAGE PLACE S/D PH 2 LOT 18
Legal SubdivisionCARRIAGE PLACE S/D
Legal Phase2
Legal Block1
Legal Lot Number18
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23304

Owner

Source: Okaloosa County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4311 CARRIAGE LN, DESTIN, FL 32541-3451
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2015 · Amount on Record
Deed SaleSep 22, 2015 · Amount on Record
Prior SaleJan 30, 2015 · Amount on Record
Deed Document Number20153023006
Deed Book / Page3217 / 2287
Last Transfer DateJan 12, 2017
Transfer Doc0032840304
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 29, 2026
Property Address4311 CARRIAGE LN, DESTIN, FL 32541-3451
Document Number0003813814
Instrument DateApr 29, 2026
Instrument2026.3813814
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4311 CARRIAGE LN, DESTIN, FL 32541-3451

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 18, 2017
Property Address4311 CARRIAGE LN, DESTIN, FL 32541-3451
Document Number0032840304
Book / Page003284 / 000304
Instrument DateJan 12, 2017
Instrument3112872
Transaction TypeTransfer
Record UpdatedJan 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4311 CARRIAGE LN DESTIN FL 325413451, DESTIN, FL 32541-3451

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,264.00 (+5.56%) Homeowner's exemption Widower's exemption$352,995 (+5.99%)$952,217 (+12.19%) Land $297,489 Building $654,728
2023$3,092.00 (+0.78%) Homeowner's exemption Widower's exemption$333,055 (+3%)$848,761 (+18.76%) Land $262,066 Building $586,695
2022$3,068.00 Homeowner's exemption Widower's exemption$323,354$714,678 Land $226,897 Building $487,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2015)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Carriage Ln

Nearby Streets

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