4315 Valley View Ave, Norco, CA 92860 Property Records

Riverside County property record for 4315 Valley View Ave, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 710 sqft · built 1955
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`131-060-023`

Property Details

APN / Parcel Number

Primary APN	`131-060-023`
Alternative APN	`090500418`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	710 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	710 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	56,628 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	090500418
Street Address	4315 VALLEY VIEW AVE
City	NORCO
State	CA
Zip	92860-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120M
Legal Description	1.30 ACRES M/L IN POR LOT 3 BLK 44 MB 011/003 NORCO FARMS TR NO 1
Legal Subdivision	NORCO FARMS TR NO 1
Legal Tract	1
Legal Block	44
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	NORCO
Census Block Group	1
Census Block	1002
Census Tract	40702

Owner

Source: Riverside County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4315 VALLEY VIEW AVE, NORCO, CA 92860-3503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000025868
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4315 VALLEY VIEW AVE, NORCO, CA 92860-3503
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 VALLEY VIEW AVE, NORCO, CA 92860-1352

Mortgage

Document Number	0000217044
Date	Apr 7, 2021
Instrument	2021-0217044

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 27, 2026
Property Address	4315 VALLEY VIEW AVE, NORCO, CA 92860-3503
Document Number	0000025868
Map Reference	MB 11 PG 3
Instrument Date	Jan 15, 2026
Instrument	2026-0025868
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4315 VALLEY VIEW AVE, NORCO, CA 92860-3503

Mortgage

Document Number	0000025869
Date	Jan 27, 2026
Instrument	2026-0025869

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1026 Months
Due	Jul 11, 2111

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4315 VALLEY VIEW AVE, NORCO, CA 92860-3503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255025
Date	Jun 15, 2020
Instrument	2020-0255025

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,222 (+2%) Land $194,496 Building $116,726
2025	$3,381.00 (+3.43%) Homeowner's exemption	$305,121 (+4.04%) Land $190,683 Building $114,438
2024	$3,269.00 (+1.46%)
2023	$3,222.00 (+1.9%) Homeowner's exemption	$293,276 Land $183,280 Building $109,996
2022	$3,162.00
2021			$331,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–1997)
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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