4315 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4315 Lombard St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,651 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2018)
Tax Bill	$318 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-2960-01740`

Property Details

APN / Parcel Number

Primary APN	`010-2960-01740`
Alternative APN	`1073916`

Exterior

Lot Area	8,651 sqft (0.198 acres)

Location & Zoning

Account Number	1073916
Street Address	4315 LOMBARD ST
City	DULUTH
State	MN
Zip	55804-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC PART OF VAC LOMBARD ST ADJ SERIAL #
Legal Subdivision	LONDON ADDITION TO DULUTH
Legal Block	7
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1021
Census Tract	600

Owner

4315 Lombard St is owned and occupied by an individual who bought it in October 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4315 LOMBARD ST, DULUTH, MN 55804-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE
Oct 1, 2018	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	20181003292
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	0000808402
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4315 LOMBARD ST, DULUTH, MN 55804-2215
Document Number	00T1027300
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4315 LOMBARD ST DULUTH MN 558042215, DULUTH, MN 55804-2215

Mortgage

Document Number	00T1027300
Date	Aug 12, 2020
Instrument	T1027300

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2018
Property Address	4315 LOMBARD ST, DULUTH, MN 55804-2215
Document Number	00A1003292
Instrument Date	Sep 28, 2018
Instrument	A1003292
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$775.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	49690 JESSIE LAKE RD TALMOON MN 566372023, TALMOON, MN 56637-2023

Tax Assessment & Valuation

The 2026 property tax bill for 4315 Lombard St was $318 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$318.00 (+2.58%) Homeowner's exemption
2025	$310.00 (+17.42%) Homeowner's exemption	$23,600 (+3.96%) Land $23,600	$23,600 (+3.96%) Land $23,600
2024	$264.00	$22,700 Land $22,700	$22,700 Land $22,700
2022		$17,500 Land $17,500	$17,500 Land $17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4315 Lombard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4315 Lombard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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