4221 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4221 Lombard St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,027 sqft · built 1957
Lot Size	0.362 acres (15,770 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Jan 2001)
Tax Bill	$8,188 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`010-2960-01880`

Property Details

APN / Parcel Number

Primary APN	`010-2960-01880`
Alternative APN	`654774`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,027 sqft Gross Area
1st Floor Area	1,946 sqft
Basement Area	486 sqft
Finished Basement	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,770 sqft (0.362 acres)
Garage Area	352 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	224 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	654774
Street Address	4221 LOMBARD ST
City	DULUTH
State	MN
Zip	55804-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF LOTS 9 AND 10 BLK 8 LYING SOF A LINE DRAWN FROM A PT IN THE E LINE OFLOT 9 70.4 FT N OF N LINE OF LOMBARD ST
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	8
Legal Lot Number	970.4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

4221 Lombard St is owned and occupied by an individual who bought it in January 2001.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4221 LOMBARD ST, DULUTH, MN 55804-2214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2001 · Amount on File
Deed Sale	Jan 5, 2001 · Amount on File
Deed Document Number	2001805572
Prior Transfer Date	Oct 31, 2000
Prior Transfer Doc	0000805571
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4221 LOMBARD ST, DULUTH, MN 55804-2214
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001403998
Date	Feb 16, 2021
Instrument	1403998

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4221 LOMBARD ST, DULUTH, MN 55804-2214
Document Number	00A1305943
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4221 LOMBARD ST DULUTH MN 558042214, DULUTH, MN 55804-2214

Mortgage

Document Number	00A1305943
Date	Mar 17, 2017
Instrument	A1305943

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4221 Lombard St was $8,188 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,188.00 (+7.62%) Homeowner's exemption
2025	$7,608.00 (+5.84%) Homeowner's exemption	$565,800 (+3.76%) Land $57,500 Building $508,300	$565,800 (+3.76%) Land $57,500 Building $508,300
2024	$7,188.00	$545,300 Land $70,000 Building $475,300	$545,300 Land $70,000 Building $475,300
2022		$465,700 Land $53,900 Building $411,800	$465,700 Land $53,900 Building $411,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4221 Lombard St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4221 Lombard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Lombard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures