McHenry County property record for 4315 Cermak St, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1986 |
| Square Footage | 1,365 sqft |
| Lot Size | 0.168 acres |
| Occupancy | Owner Occupied |
| Last Sale | $315,000 (2022) |
| Primary APN | 19-27-253-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,365 sqft |
| Gross Area | 2,730 sqft Gross Area |
| 1st Floor | 1,365 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Frame Siding Exterior |
| Lot Area | 7,361 sqft |
| Heating System | Forced Air Heating |
|---|
| Street Address | 4315 CERMAK ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3456 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0033445 LT 2 BLK 12 MERRILL, F E & CO ALGONQUIN HILLS UNIT 1 MEMO: FLORES, JUAN M FLORES/ MONTOYA, IMELDA PEREZ |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 27 |
| Legal Subdivision | F E MERRILL & COS ALGONQUIN H |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | ALGONQUIN |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 871311 |
Source: McHenry County records · APN 19-27-253-002
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4315 CERMAK ST, ALGONQUIN, IL 60102-3456 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Apr 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Deed Doc Number | 2022R0033445 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 27, 2022 |
| Property Address | 4315 CERMAK ST, ALGONQUIN, IL 60102-3456 |
| Document Number | 0000033445 |
| Map Reference | DOC 773664 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022R0033445 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4315 CERMAK ST, ALGONQUIN, IL 60102-3456 |
| Document Number | 0000033446 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022R0033446 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4315 CERMAK ST, ALGONQUIN, IL 60102-3456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011427 |
|---|---|
| Date | Apr 03, 2017 |
| Instrument | 2017R0011427 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $93,158 Land $13,325 Building $79,833 | $279,474 Land $39,975 Building $239,499 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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