McHenry County property record for 4215 Cermak St, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 909 sqft · built 2004 |
| Lot Size | 0.173 acres (7,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2022) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-256-038 |
| Primary APN | 19-27-256-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 909 sqft |
| Gross Area | 1,761 sqft |
| 1st Floor Area | 909 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 7,563 sqft (0.173 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 4215 CERMAK ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0010761 LT 1 BLK 42 MERRILL, F E & CO ALGONQUIN HILLS UNIT 3 |
| Legal Subdivision | ALGONQUIN HILLS UN 3 |
| Legal Block | 42 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 871311 |
Source: McHenry County records · APN 19-27-256-038
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4215 CERMAK ST, ALGONQUIN, IL 60102-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Feb 14, 2018 | Deed of Trust, Mortgage · ARM HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Jun 03, 2004 · Amount on Record |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 23, 2022 |
| Property Address | 4215 CERMAK ST, ALGONQUIN, IL 60102-1864 |
| Document Number | 0000010761 |
| Map Reference | MB 6 PG 41 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022R0010761 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4215 CERMAK ST, ALGONQUIN, IL 60102-1864 |
| Document Number | 0000010762 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022R0010762 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4215 CERMAK ST, ALGONQUIN, IL 60102-1864 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004758 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 2018R0004758 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $70,981 Land $16,420 Building $54,561 | $212,943 Land $49,260 Building $163,683 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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