Charles County property record for 4315 Castletower Ct, White Plains, MD 20695
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 2,275 sqft · built 2000 |
| Lot Size | 0.224 acres (9,773 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-276784 |
| Primary APN | 06-276784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Gross Area |
| 1st Floor Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,773 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 276784 |
|---|---|
| Street Address | 4315 CASTLETOWER CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3488 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | WCD |
| Legal Description | L-16 BLK-D S-3 PH-2C KINGSVIEW SUB |
| Legal Subdivision | KINGSVIEW SUB |
| Legal Phase | 2C |
| Legal Block | D |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850712 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2221 GEORGIAN WAY, 32, SILVER SPRING, MD 20902-1862 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | May 1, 2008 · Amount on Record |
| Deed Book / Page | 14146 / 271 |
| Transfer Doc | 0030620473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 20, 2026 |
| Property Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Document Number | 1414000283 |
| Book / Page | 14146 / 283 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 1414000283, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 14146/283 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 20, 2026 |
| Property Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Document Number | 1414000271 |
| Book / Page | 14146 / 271 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | KVS TITLE LLC, KVS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 1414000283, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 14146/283 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Document Number | 0129370134 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 12937/134 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE, SOUTHERN MARYLAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0119380254 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 11938/254 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE, SOUTHERN MAYLAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4315 CASTLETOWER CT, WHITE PLAINS, MD 20695-3488 |
| Document Number | 0124930216 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 12493/216 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,200 (+3.23%) | $424,200 (+9.7%) Land $170,200 Building $254,000 | |
| 2025 | $772.00 (-82.61%) Homeowner's exemption | $386,700 (+19.66%) Land $115,200 Building $271,500 | $386,700 (-) Land $115,200 Building $271,500 |
| 2023 | $4,439.00 Homeowner's exemption | $323,167 | $386,700 Land $115,200 Building $271,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2008–2019) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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