Charles County property record for 4312 Castletower Ct, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,255 sqft · built 1999 |
| Lot Size | 0.337 acres (14,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Aug 2021) |
| Tax Bill | $14,194 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-276857 |
| Primary APN | 06-276857 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,255 sqft Living Area |
| Gross Area | 2,775 sqft |
| 1st Floor Area | 1,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Wood Shingle |
| Lot Area | 14,682 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 276857 |
|---|---|
| Street Address | 4312 CASTLETOWER CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | L-23 BLK-D S-3 PH-2C KINGSVIEW SUB |
| Legal Subdivision | KINGSVIEW SUB |
| Legal Phase | 2C |
| Legal Block | D |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 850712 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Aug 6, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Mar 7, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Jun 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Mar 7, 2018 · Amount on Record |
| Deed Book / Page | 11990 / 373 |
| Prior Transfer Date | Apr 27, 2017 |
| Prior Transfer Doc | 0098820359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 1411000481 |
| Book / Page | 14113 / 481 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 1411000481, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 14113/481 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Aug 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | REALTY TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 0120820188 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 12082/188 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 6, 2021 |
| Property Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 0119900373 |
| Book / Page | 11990 / 373 |
| Map Reference | MB DGB 50 PG 152 |
| Instrument Date | Jul 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | REALTY TITLE INC, REALTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 11990378 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 11990/378 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 7, 2018 |
| Property Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 0101930260 |
| Book / Page | 010193 / 000260 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | CAPITOL TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4312 CASTIETOWER CT WHITE PLAINS MD 20695, WHITE PLAINS, MD 20695 |
| Document Number | 101930267 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 010193/000267 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 22, 2017 |
| Property Address | 4312 CASTLETOWER CT, WHITE PLAINS, MD 20695-3470 |
| Document Number | 0098820359 |
| Book / Page | 009882 / 000359 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4312 CASTLETOWER CT WHITE PLAINS MD 206953470, WHITE PLAINS, MD 20695-3470 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,267 (+1.91%) | $512,800 (+5.73%) Land $170,400 Building $342,400 | |
| 2025 | $14,194.00 (+160.39%) | $485,000 (+24.68%) Land $115,400 Building $369,600 | $485,000 (-) Land $115,400 Building $369,600 |
| 2023 | $5,451.00 | $389,000 | $485,000 Land $115,400 Building $369,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2008–2019) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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