4315 34th Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4315 34th Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,967 sqft · built 1914
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2021)
Tax Bill	$8,081 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0201-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0201-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
1st Floor Area	901 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4315 34TH AVE
City	CINCINNATI
State	OH
Zip	45209-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4315 34TH AVE 40 X 140 LOT 62 OAKLEY PARK SUB
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	5200

Owner

4315 34th Ave is owned and occupied by an individual who bought it in July 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4315 34TH AVE, CINCINNATI, OH 45209-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	0000080179
Deed Book / Page	14450 / 1545
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 1, 2021
Property Address	4315 34TH AVE, CINCINNATI, OH 45209-1634
Document Number	0000080179
Book / Page	14450 / 1545
Map Reference	MB 17 PG 29
Instrument Date	Jun 7, 2021
Instrument	2021-0080179
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4315 34TH AVE, CINCINNATI, OH 45209-1634

Mortgage

Document Number	0000080180
Date	Jul 1, 2021
Instrument	2021-0080180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4315 34TH AVE, CINCINNATI, OH 45209-1634
Document Number	0000097364
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4315 34TH AVE CINCINNATI OH 452091634, CINCINNATI, OH 45209-1634

Mortgage

Document Number	0000097364
Date	Sep 23, 2020
Book Page	014259/000699
Instrument	97364

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4315 34th Ave was $8,081, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,081.00 (+3.07%)	$131,250 (+%) Land $38,797 Building $92,453
2024	$7,840.00 (-2.17%)	$131,249 (-) Land $38,797 Building $92,452
2023	$8,014.00 (+13.74%)	$131,249 (+26.77%) Land $38,797 Building $92,452	$375,000 Land $110,850 Building $264,150
2022	$7,046.00 Homeowner's exemption	$103,531 Land $23,272 Building $80,259
2020			$295,800 Land $66,490 Building $229,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4315 34th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4315 34th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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