4306 34th Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4306 34th Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 1912
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on File
Last Sale	$351,500 (May 2021)
Tax Bill	$9,158 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0228-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0228-00`
Alternative APN	`0010820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	816 sqft
2nd Floor Area	660 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	816 sqft
Finished Basement	224 sqft
Unfinished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4306 34TH AVE
City	CINCINNATI
State	OH
Zip	45209-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4306 34TH AVE 40 X 140 IRR LOT 17 OAKLEY PK SUB PLAT A
Legal Subdivision	OAKLEY PK SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	5301

Owner

4306 34th Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Hamilton County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4306 34TH AVE, CINCINNATI, OH 45209-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Nov 7, 2019	Deed of Trust, Mortgage · SBA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 21, 2021	Warranty Deed, Transfer UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Sep 21, 2012 · Amount on File
Deed Document Number	202163720
Deed Book / Page	14423 / 2403
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4306 34TH AVE, CINCINNATI, OH 45209-1635
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058221
Date	Jun 13, 2022
Book Page	14687/488
Instrument	2022-0058221

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4306 34TH AVE, CINCINNATI, OH 45209-1635
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097922
Date	Nov 7, 2019
Book Page	14040/01428
Instrument	2019-0097922

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4306 34TH AVE, CINCINNATI, OH 45209-1635
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092592
Date	Oct 24, 2019
Book Page	14030/00754
Instrument	2019-0092592

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2021
Property Address	4306 34TH AVE, CINCINNATI, OH 45209-1635
Document Number	0000063720
Book / Page	14423 / 2403
Map Reference	MB 17 PG 29
Instrument Date	May 17, 2021
Instrument	2021-0063720
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4306 FOREST AVE # 30, 30, CINCINNATI, OH 45212-3333

Tax Assessment & Valuation

The 2025 property tax bill for 4306 34th Ave was $9,158, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,158.00 (+3.06%)	$148,751 (+%) Land $38,798 Building $109,953	$425,000 Land $110,850 Building $314,150
2024	$8,886.00 (-2.16%)	$148,749 (-) Land $38,797 Building $109,952
2023	$9,082.00 (-10.26%)	$148,749 (%) Land $38,797 Building $109,952	$425,000 Land $110,850 Building $314,150
2022	$10,120.00 Homeowner's exemption	$148,751 Land $23,272 Building $125,479
2020			$425,000 Land $66,490 Building $358,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4306 34th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4306 34th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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