4313 Arbor Cove Cir, Oceanside, CA 92058 Property Records

San Diego County property record for 4313 Arbor Cove Cir, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,308 sqft · built 1996
Lot Size	0.152 acres (6,620 sqft)
Owner	Company Name on File
Last Sale	$171,000 (Oct 1996)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`157-870-40-00`

Property Details

APN / Parcel Number

Primary APN	`157-870-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,308 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,620 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4313 ARBOR COVE CIR
City	OCEANSIDE
State	CA
Zip	92058-6953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 40 TR 013230
Legal Subdivision	OCEANSIDE 1
Legal Tract	013230
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18608

Owner

4313 Arbor Cove Cir is owned by a company that acquired it in September 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4313 ARBOR COVE CIR, OCEANSIDE, CA 92058-6953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Sep 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1996 · Amount on File
Deed Sale	Oct 30, 1996 · Amount on File
Deed Document Number	1996550709
Last Transfer Date	Sep 13, 2017
Transfer Doc	0000423202
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4313 ARBOR COVE CIR, OCEANSIDE, CA 92058-6953
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 ARBOR COVE CIR, OCEANSIDE, CA 92058-6953

Mortgage

Document Number	0000231419
Date	Mar 25, 2021
Instrument	2021-0231419

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2017
Property Address	4313 ARBOR COVE CIR, OCEANSIDE, CA 92058-6953
Document Number	0000423202
Instrument Date	Sep 13, 2017
Instrument	423202
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4313 ARBOR COVE CIR OCEANSIDE CA 920586953, OCEANSIDE, CA 92058-6953

Tax Assessment & Valuation

The 2025 property tax bill for 4313 Arbor Cove Cir was $4,252 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,876 (+2%) Land $50,338 Building $233,538
2025	$4,252.00 Homeowner's exemption	$278,310 Land $49,351 Building $228,959
2023	$4,092.00 (+1.19%) Homeowner's exemption	$267,505 Land $47,436 Building $220,069
2022	$4,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4313 Arbor Cove Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4313 Arbor Cove Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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