4302 Arbor Cove Cir, Oceanside, CA 92058 Property Records

San Diego County property record for 4302 Arbor Cove Cir, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,682 sqft · built 1996
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2008)
Tax Bill	$4,488 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-870-68-00`

Property Details

APN / Parcel Number

Primary APN	`157-870-68-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,040 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4302 ARBOR COVE CIR
City	OCEANSIDE
State	CA
Zip	92058-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 68 TR 013230
Legal Subdivision	OCEANSIDE 1
Legal Tract	013230
Legal Block	2
Legal Lot Number	68
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1297 SUNGLOW DR, OCEANSIDE, CA 92056-2529
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2008 · Amount on Record
Deed Sale	Dec 11, 2008 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	2008632712
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0000701744
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4302 ARBOR COVE CIR, OCEANSIDE, CA 92058-6900
Document Number	0000112220
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 SUNGLOW DR OCEANSIDE CA 920562529, OCEANSIDE, CA 92056-2529

Mortgage

Document Number	0000112220
Date	Mar 29, 2019
Instrument	112220

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,038 (+2%) Land $197,019 Building $197,019
2025	$4,488.00 (+5.15%)	$386,312 (+4.04%) Land $193,156 Building $193,156
2023	$4,268.00 (+1.55%)	$371,312 Land $185,656 Building $185,656
2022	$4,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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