Gloucester County property record for 4312 Old Concord Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,710 sqft · built 1995 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Aug 2016) |
| Tax Bill | $2,277 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 26375 |
| Primary APN | 26375 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Mixed |
| Porch | Slab |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4312 OLD CONCORD RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC-1 |
| Legal Description | CONCORD PARCEL 1 JONES CREEK |
| Legal Subdivision | PLAT: PB20 921 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100102 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4312 OLD CONCORD RD, GLOUCESTER, VA 23061-3468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2016 · Amount on Record |
| Deed Sale | Aug 5, 2016 · Amount on Record |
| Deed Document Number | 20163495 |
| Prior Transfer Date | Dec 15, 2004 |
| Prior Transfer Doc | 0000000049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 4312 OLD CONCORD RD, GLOUCESTER, VA 23061-3468 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0200005702 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 200005702 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,277.00 (+13.28%) | $390,520 (+19.29%) Land $113,250 Building $277,270 | $390,520 (+19.29%) Land $113,250 Building $277,270 |
| 2025 | $2,010.00 (+5.35%) | $327,380 (-) Land $90,060 Building $237,320 | $327,380 (-) Land $90,060 Building $237,320 |
| 2024 | $1,908.00 | $327,380 (-) Land $90,060 Building $237,320 | $327,380 (-) Land $90,060 Building $237,320 |
| 2023 | $1,908.00 (+6.18%) | $327,380 (+32.07%) Land $90,060 Building $237,320 | $327,380 (+32.07%) Land $90,060 Building $237,320 |
| 2022 | $1,797.00 | $247,890 Land $80,380 Building $167,510 | $247,890 Land $80,380 Building $167,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (1999–2009) |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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