3916 Old Concord Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3916 Old Concord Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,706 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$209,988 (Sep 2017)
Tax Bill	$2,202 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33624`

Property Details

APN / Parcel Number

Primary APN	`33624`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3916 OLD CONCORD RD
City	GLOUCESTER
State	VA
Zip	23061-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	SANDY CREEK LOT 10
Legal Subdivision	PLAT: PB1 311
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2016
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3916 OLD CONCORD RD, GLOUCESTER, VA 23061-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	20174238
Prior Transfer Date	Sep 15, 2008
Prior Transfer Doc	0000006170
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3916 OLD CONCORD RD, GLOUCESTER, VA 23061-3413
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002890
Date	Jul 31, 2023
Instrument	230002890

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 5, 2017
Property Address	3916 OLD CONCORD RD, GLOUCESTER, VA 23061-3413
Document Number	0170004238
Instrument Date	Aug 30, 2017
Instrument	170004238
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 OLD CONCORD RD, GLOUCESTER, VA 23061-3413

Mortgage

Document Number	0170004239
Date	Sep 5, 2017
Instrument	170004239

Lender

Name	TOWNE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0170004240
Date	Sep 5, 2017
Instrument	170004240

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,202.00 (+9.06%)	$377,670 (+14.8%) Land $23,160 Building $354,510	$377,670 (+14.8%) Land $23,160 Building $354,510
2025	$2,019.00 (+6.15%)	$328,970 (+0.78%) Land $23,160 Building $305,810	$328,970 (+0.78%) Land $23,160 Building $305,810
2024	$1,902.00	$326,410 (-) Land $23,160 Building $303,250	$326,410 (-) Land $23,160 Building $303,250
2023	$1,902.00 (+4.11%)	$326,410 (+29.49%) Land $23,160 Building $303,250	$326,410 (+29.49%) Land $23,160 Building $303,250
2022	$1,827.00	$252,070 Land $21,280 Building $230,790	$252,070 Land $21,280 Building $230,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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