Saginaw County property record for 4312 Ditch Rd, New Lothrop, MI 48460
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,711 sqft · built 1870 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,734 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-09-4-28-3001-002 |
| Primary APN | 20-09-4-28-3001-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,711 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 712 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4312 DITCH RD |
|---|---|
| City | NEW LOTHROP |
| State | MI |
| Zip | 48460-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 193.6O FT OF E 512.91 FT OS S 225 FT OF SE 1/4 OF SW 1/4 1.0 ACRE SEC 28 T9N R4E **** DESC CHANGED 1/26/96 |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | MAPLE GROVE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 12900 |
4312 Ditch Rd is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4312 DITCH RD, NEW LOTHROP, MI 48460-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4312 Ditch Rd was $2,734 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Maple Grove Township |
| Unified School District | New Lothrop Area Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,800 | $241,600 | |
| 2025 | $2,734.00 Homeowner's exemption | ||
| 2023 | $97,700 | $195,400 | |
| 2022 | $2,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4312 Ditch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4312 Ditch Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Brightspeed.
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