4219 Ditch Rd, New Lothrop, MI 48460 Property Records

Saginaw County property record for 4219 Ditch Rd, New Lothrop, MI 48460

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,352 sqft · built 1957
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Mar 2010)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-33-1009-000`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-33-1009-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4219 DITCH RD
City	NEW LOTHROP
State	MI
Zip	48460-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 145 FT OF W 545 FT OF N 200 FT OF N 5/8 OF W 1/2 OF NE 1/4 0.67 ACRE SEC 33 T09N R4E *ACT 135 ENERGY EXEMPTION CERT. NO
Legal Range	04E
Legal Township	09N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	4
Census Block	4035
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage ELGA CREDIT UNION
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2010 · Amount on Record
Deed Sale	Mar 19, 2010 · Amount on Record
Prior Sale	Oct 15, 1998 · Amount on Record
Deed Document Number	20106568
Deed Book / Page	2571 / 1007
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628

Mortgage

Document Number	0000002664
Date	Feb 13, 2024
Instrument	2024002664

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628

Mortgage

Document Number	2021029135
Date	Sep 3, 2021
Instrument	2021029135

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4219 DITCH RD, NEW LOTHROP, MI 48460-9628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023965
Date	Sep 14, 2018
Instrument	2018023965

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	New Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (+24.32%)	$202,400 (+24.32%)
2025	$2,897.00 (+25.63%) Homeowner's exemption
2023		$81,400	$162,800
2022	$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed.

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