4312 Ackerman Cir, Hiawassee, GA 30546 Property Records

Towns County property record for 4312 Ackerman Cir, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,345 sqft · built 1984
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (May 2018)
Tax Bill	$256 (2025)
Deeds & Mortgages	May 2018 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0034D042`

Property Details

APN / Parcel Number

Primary APN	`0034D042`
Alternative APN	`6309`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,345 sqft Heated Area
1st Floor Area	820 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6309
Street Address	4312 ACKERMAN CIR
City	HIAWASSEE
State	GA
Zip	30546-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BMP LT 73 S-1 B-C A-C
Legal Subdivision	BMP - LARGER LOTS
Legal Lot Number	73
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1034
Census Tract	960200

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4312 ACKERMAN CIR, HIAWASSEE, GA 30546-4784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Warranty Deed, Transfer
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN LAKES MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	2018394
Deed Book / Page	612 / 272
Last Transfer Date	May 8, 2018
Transfer Doc	000612/326
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	May 8, 2018
Property Address	4312 ACKERMAN CIR, HIAWASSEE, GA 30546-4784
Document Number	000612/326
Book / Page	612 / 326
Instrument Date	May 8, 2018
Instrument	2018-000396
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4312 ACKERMAN CIR, 4312, HIAWASSEE, GA 30546-4784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 ACKERMAN CIR, HIAWASSEE, GA 30546-4784

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	May 7, 2018
Property Address	4312 ACKERMAN CIR, HIAWASSEE, GA 30546-4784
Document Number	000612/272
Book / Page	612 / 272
Instrument Date	May 7, 2018
Instrument	2018-000394
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 ACKERMAN CIR, HIAWASSEE, GA 30546-4784

Mortgage

Document Number	000612/274
Date	May 8, 2018
Book Page	612/274

Lender

Name	MOUNTAIN LAKES MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$256.00 (-68.08%)	$79,139 (+22.15%) Land $8,800 Building $70,339	$197,848 (+22.16%) Land $22,000 Building $175,848
2023		$64,786 (+11.68%) Land $8,000 Building $56,786	$161,964 (+11.68%) Land $20,000 Building $141,964
2022	$802.00 Homeowner's exemption	$58,010 Land $6,000 Building $52,010	$145,026 Land $15,000 Building $130,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (2013–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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