Frederick County property record for 4311 Ed McClain Rd, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,174 sqft · built 1958 |
| Lot Size | 0.83 acres (36,154 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $932,585 (May 2026) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-257721 |
| Primary APN | 09-257721 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 36,154 sqft (0.83 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 257721 |
|---|---|
| Street Address | 4311 ED MCCLAIN RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 0.833 AC E/S ED MCCLAIN RD. NR. R. 80 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 752102 |
Source: Frederick County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10050 CROMFOX LN, IJAMSVILLE, MD 21754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · Conventional Mortgage NVT MORTGAGE FINANCE INC |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 24, 2022 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jul 19, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2022 · Amount on Record |
| Deed Book / Page | 17881 / 365 |
| Transfer Doc | 0000006578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 28, 2026 |
| Property Address | 4311 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 1788000365 |
| Book / Page | 17881 / 365 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $941,910.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 1788000370, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 17881/370 |
| Name | NVT MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4311 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0143030440 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 14303/440 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 24, 2022 |
| Property Address | 4311 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0161920349 |
| Book / Page | 16192 / 349 |
| Instrument Date | Oct 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | HOME SETTLEMENT CTR LLC, HOME SETTLEMENT CENTRE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4311 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Investor | Possibly a Property Investor |
| Document Number | 0016192355 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 16192/355 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 19, 2019 |
| Property Address | 4311 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0130950228 |
| Book / Page | 013095 / 000228 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4311 ED MCCLAIN RD MONROVIA MD 217709613, MONROVIA, MD 21770-9613 |
| Document Number | 130950236 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 013095/000236 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,315.00 (+15.14%) Homeowner's exemption | $292,633 (+25.56%) | $366,300 (+43.2%) Land $228,100 Building $138,200 |
| 2023 | $2,879.00 Homeowner's exemption | $233,067 | $255,800 Land $150,100 Building $105,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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