Frederick County property record for 4305 Ed McClain Rd, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,537 sqft · built 1977 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,620 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-246282 |
| Primary APN | 09-246282 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 66,647 sqft |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 246282 |
|---|---|
| Street Address | 4305 ED MCCLAIN RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 1.535 AC E/S ED MCCLAIN RD. NR R. 80 |
| Legal Subdivision | BRAEMER CONDO |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 174, MONROVIA, MD 21770-0174 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Jun 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Aug 30, 2017 | Quit Claim Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Aug 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2001 |
| Deed Sale | Oct 23, 2001 |
| Prior Sale | Jan 24, 1997 · Amount on Record |
| Deed Document Number | 20017550 |
| Deed Book / Page | 2977 / 879 |
| Transfer Doc | 0029770879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 174, MONROVIA, MD 21770-0174 |
| Document Number | 0156070394 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 15607/394 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0155730287 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 15573/287 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0125230104 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 4305 ED MCCLAIN RD MONROVIA MD 217709613, MONROVIA, MD 21770-9613 |
| Document Number | 0125230104 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 012523/000104 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 30, 2017 |
| Property Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0120060398 |
| Book / Page | 012006 / 000398 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 174 MONROVIA MD 217700174, MONROVIA, MD 21770-0174 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 30, 2017 |
| Property Address | 4305 ED MCCLAIN RD, MONROVIA, MD 21770-9613 |
| Document Number | 0120060373 |
| Book / Page | 012006 / 000373 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 174 MONROVIA MD 217700174, MONROVIA, MD 21770-0174 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,600 (+9.78%) | $535,400 (-) Land $224,800 Building $310,600 | |
| 2025 | $5,620.00 (+11.51%) | $447,800 (+18.36%) | $535,400 (+32.52%) Land $224,800 Building $310,600 |
| 2024 | $5,040.00 (+1%) | ||
| 2023 | $4,582.00 | $378,333 | $404,000 Land $161,700 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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