4311 Dover Dr, Frederick, MD 21703 Property Records

Frederick County property record for 4311 Dover Dr, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,220 sqft · built 1973
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2022)
Tax Bill	$3,959 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-438070`

Property Details

APN / Parcel Number

Primary APN	`23-438070`
Alternative APN	`438070`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Total Area
1st Floor Area	1,220 sqft
Basement Area	915 sqft
Finished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	438070
Street Address	4311 DOVER DR
City	FREDERICK
State	MD
Zip	21703-7563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 SECT. 4 1.217 ACRES, E/DOVER DR. WINDSOR ESTATE
Legal Subdivision	WINDSOR ESTATE
Legal Block	1
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2014
Census Tract	752303

Owner

Source: Frederick County records · APN 23-438070

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4311 DOVER DR, FREDERICK, MD 21703-7563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed, Transfer · FHA Mortgage US MORTGAGE CORP
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 19, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	0016042430
Deed Book / Page	16042 / 430
Record Updated	Jun 07, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 20, 2022
Property Address	4311 DOVER DR, FREDERICK, MD 21703-7563
Document Number	0160420430
Book / Page	16042 / 430
Map Reference	MB 41 PL 192
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4311 DOVER DR, FREDERICK, MD 21703-7563

Mortgage

Document Number	0016042435
Date	Jul 20, 2022
Instrument	16042/435

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4311 DOVER DR, FREDERICK, MD 21703-7563
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126410345
Date	Sep 27, 2018
Book Page	12641/0345

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4311 DOVER DR, FREDERICK, MD 21703-7563
Document Number	0129800106
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 03, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 DOVER DR FREDERICK MD 217037563, FREDERICK, MD 21703-7563

Mortgage

Document Number	0129800106
Date	May 21, 2019
Book Page	012980/000106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 19, 2017
Property Address	4311 DOVER DR, FREDERICK, MD 21703-7563
Document Number	0116240315
Book / Page	11624 / 0315
Map Reference	MB41 PL192
Instrument Date	Jan 12, 2017
Instrument	11624-0315
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 DOVER DR, FREDERICK, MD 21703-7563

Mortgage

Document Number	0116240322
Date	Jan 19, 2017
Book Page	11624/0322
Instrument	11624-0322

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,959.00 Homeowner's exemption	$325,200 Land $83,600 Building $241,600	$325,200 Land $83,600 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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