Frederick County property record for 4304 Dover Dr, Frederick, MD 21703 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,940 sqft Living Area |
| Lot Size | 75,359 sqft (1.73 acres) |
| Garage | 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $515,000 (2023) |
| Tax Bill | $4,044.00 (2024) |
| Primary APN | 23-437449 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,140 sqft Gross Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Basement Area | 900 sqft Basement |
| Finished Basement | 900 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 75,359 sqft (1.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 572 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 500 sqft Shed |
| Deck Area | 144 sqft Deck |
| Patio Area | 200 sqft Patio |
| Porch | Open Porch |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 437449 |
|---|---|
| Street Address | 4304 DOVER DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 28 SECT 3 1.730 ACRES WINDSOR EST. W/S BALLEN.CRK.ROAD |
| Legal Subdivision | WINDSOR ESTATES |
| Legal Lot Number | 28 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 23, BALLENGER |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 752303 |
Source: Frederick County records · APN 23-437449
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit PATRIOT FEDERAL CREDIT UNION |
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC |
| May 30, 2023 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit PATRIOT FCU |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Book / Page | 16458 / 14 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 27, 2026 |
| Property Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 1797000444 |
| Book / Page | 17974 / 444 |
| Instrument Date | Jul 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 1797000444, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 17974/444 |
| Name | PATRIOT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 0177710186 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 17771/186 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 30, 2023 |
| Property Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 0164580014 |
| Book / Page | 16458 / 14 |
| Map Reference | MB 5 FO 105 |
| Instrument Date | May 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 0001645821 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 16458/21 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 11.1% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0160430087 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 16043/87 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 4304 DOVER DR, FREDERICK, MD 21703-7564 |
| Document Number | 0142370250 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 14237/250 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,567 (+40.47%) | $490,300 (+60.7%) Land $139,000 Building $351,300 | |
| 2024 | $4,044.00 (+8.62%) | ||
| 2023 | $3,723.00 | $305,100 Land $86,500 Building $218,600 | $305,100 Land $86,500 Building $218,600 |
4304 Dover Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 11th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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