4310 Willow Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4310 Willow Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jul 1994)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-078-106-008`

Property Details

APN / Parcel Number

Primary APN	`03-00-078-106-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4310 WILLOW AVE
City	LORAIN
State	OH
Zip	44055-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 3 55 X 112
Legal Subdivision	HOMEWOOD 3
Legal Tract	2
Legal Block	106
Legal Lot Number	748
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1025
Census Tract	97500

Owner

4310 Willow Ave is owned and occupied by an individual who acquired it in December 2021.

Source: Lorain County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4310 WILLOW AVE, LORAIN, OH 44055-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Jun 29, 2023	Affidavit of Death of Joint Tenant, Transfer
Jan 10, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 1994 · Amount on File
Deed Sale	Jul 21, 1994 · Amount on File
Last Transfer Date	Dec 14, 2021
Transfer Doc	0000857927
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4310 WILLOW AVE, LORAIN, OH 44055-3815
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000882215
Date	Jul 7, 2022
Instrument	2022-0882215

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	99 Months
Due	Oct 1, 2030

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2023
Property Address	4310 WILLOW AVE, LORAIN, OH 44055-3815
Document Number	0000920618
Map Reference	VOL 18 PG 32-33
Instrument Date	Jun 8, 2023
Instrument	2023-0920618
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 HARBORVIEW BLVD, LORAIN, OH 44052-1128

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 10, 2022
Property Address	4310 WILLOW AVE, LORAIN, OH 44055-3815
Document Number	0000857927
Instrument Date	Dec 14, 2021
Instrument	2022-0857927
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 HARBORVIEW BLVD, LORAIN, OH 44052-1128

Tax Assessment & Valuation

The 2025 property tax bill for 4310 Willow Ave was $1,201, down 5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00 (-4.98%)	$29,920 (+0.01%) Land $10,070 Building $19,850	$85,480 (-) Land $28,760 Building $56,720
2024	$1,264.00 (+10.68%)	$29,918 (+38.4%) Land $10,066 Building $19,852	$85,480 (+38.41%) Land $28,760 Building $56,720
2023	$1,142.00 (-3.95%)	$21,617 (-0.01%) Land $6,031 Building $15,586	$61,760 Land $17,230 Building $44,530
2022	$1,189.00	$21,620 Land $6,030 Building $15,590
2021			$61,760 Land $17,230 Building $44,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4310 Willow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4310 Willow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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