4307 Willow Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4307 Willow Ave, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 984 sqft · built 1956
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jul 2022)
Tax Bill$1,315 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-078-107-002

Property Details

APN / Parcel Number

Primary APN03-00-078-107-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions114 ft deep x 64 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area480 sqft
Patio Area160 sqft
Canopy160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4307 WILLOW AVE
CityLORAIN
StateOH
Zip44055-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 3 65.14 X 114
Legal SubdivisionHOMEWOOD THIRD ADDITION
Legal Block107
Legal Lot Number743
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1026
Census Tract97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4307 WILLOW AVE, LORAIN, OH 44055-3816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleAug 31, 2005 · Amount on Record
Deed Document Number2022004734
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 29, 2022
Property Address4307 WILLOW AVE, LORAIN, OH 44055-3816
Document Number0000885393
Map ReferenceVOL 18 PG 32&33
Instrument DateJul 29, 2022
Instrument2022-0885393
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 740039, CINCINNATI, OH 45274-0039

Mortgage

Document Number0000885394
DateJul 29, 2022
Instrument2022-0885394
Lender
NameYOUR HOME FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,315.00$34,410 (+%) Land $10,840 Building $23,570$98,310 (-) Land $30,960 Building $67,350
2024$1,315.00 (-4.92%)$34,409 (+28.12%) Land $10,836 Building $23,573$98,310 (+28.12%) Land $30,960 Building $67,350
2023$1,383.00 (-1.64%)$26,856 (-0.01%) Land $6,489 Building $20,367$76,730 (-) Land $18,540 Building $58,190
2022$1,406.00$26,860 Land $6,490 Building $20,370
2021$76,730 Land $18,540 Building $58,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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