4310 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4310 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,198 sqft · built 1918
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2021)
Tax Bill	$2,842 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3610-09190`

Property Details

APN / Parcel Number

Primary APN	`010-3610-09190`
Alternative APN	`1105703`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,198 sqft Gross Area
1st Floor Area	964 sqft
Basement Area	234 sqft
Finished Basement	234 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,599 sqft (0.151 acres)
Garage Area	840 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	144 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1105703
Street Address	4310 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0006 BLOCK:078 SERIAL #
Legal Subdivision	ONEOTA
Legal Block	78
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4011
Census Tract	15800

Owner

4310 W 4th St is owned and occupied by an individual who bought it in March 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4310 W 4TH ST, DULUTH, MN 55807-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Oct 8, 2019	Warranty Deed, Transfer · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	20211037698
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 11, 2021
Property Address	4310 W 4TH ST, DULUTH, MN 55807-1445
Document Number	0001037698
Instrument Date	Mar 1, 2021
Instrument	1037698
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 W 4TH ST, DULUTH, MN 55807-1445

Mortgage

Document Number	0001037699
Date	Mar 11, 2021
Instrument	1037699

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2019
Property Address	4310 W 4TH ST, DULUTH, MN 55807-1445
Document Number	00T1015988
Instrument Date	Oct 4, 2019
Instrument	T1015988
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4310 W 4TH ST DULUTH MN 558071445, DULUTH, MN 55807-1445

Mortgage

Document Number	T1015990
Date	Oct 8, 2019
Instrument	T1015990

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	T1015989,
Date	Oct 8, 2019
Instrument	T1015989

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4310 W 4th St was $2,842 with a homeowner's exemption, up 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,842.00 (+0.35%) Homeowner's exemption
2025	$2,832.00 (+2.76%) Homeowner's exemption	$246,300 (+7.65%) Land $17,000 Building $229,300	$246,300 (+7.65%) Land $17,000 Building $229,300
2024	$2,756.00	$228,800 Land $18,200 Building $210,600	$228,800 Land $18,200 Building $210,600
2022		$192,800 Land $16,700 Building $176,100	$192,800 Land $16,700 Building $176,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4310 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4310 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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