4226 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4226 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,764 sqft · built 1909
Lot Size	0.101 acres (4,428 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jun 2018)
Tax Bill	$3,546 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3610-09380`

Property Details

APN / Parcel Number

Primary APN	`010-3610-09380`
Alternative APNs	`1053327` `1177012`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,764 sqft Gross Area
1st Floor Area	921 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,428 sqft (0.101 acres)
Garage Area	360 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	148 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1177012
Street Address	4226 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 EX SLY 88 FT SERIAL #
Legal Subdivision	ONEOTA
Legal Block	79
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	15800

Owner

4226 W 4th St is owned and occupied by an individual who bought it in June 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4226 W 4TH ST, DULUTH, MN 55807-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Jul 30, 2015 · Amount on File
Deed Document Number	20181335348
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0001073756
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2018
Property Address	4226 W 4TH ST, DULUTH, MN 55807-1548
Document Number	00A1335348
Instrument Date	Jun 22, 2018
Instrument	A1335348
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 W 4TH ST DULUTH MN 558071548, DULUTH, MN 55807-1548

Mortgage

Document Number	A1335349
Date	Jun 26, 2018
Instrument	A1335349

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4226 W 4th St was $3,546 with a homeowner's exemption, up 0.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,546.00 (+0.74%) Homeowner's exemption
2025	$3,520.00 (+3.35%) Homeowner's exemption	$298,100 (+8.2%) Land $11,400 Building $286,700	$298,100 (+8.2%) Land $11,400 Building $286,700
2024	$3,406.00	$275,500 Land $12,100 Building $263,400	$275,500 Land $12,100 Building $263,400
2022		$256,700 Land $11,200 Building $245,500	$256,700 Land $11,200 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4226 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4226 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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