St. Louis County property record for 4310 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1969 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $150,909 (Apr 2022) |
| Tax Bill | $2,544 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2950-01840 |
| Primary APN | 010-2950-01840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 84 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1196043 |
|---|---|
| Street Address | 4310 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:013 SERIAL # |
| Legal Subdivision | LOEBS ADDITION TO LAKESIDE |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 600 |
4310 Otsego St is held in a trust since March 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 617 WOODVIEW DR, BURNSVILLE, MN 55337-3644 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 21, 2022 | Warranty Deed, Transfer RESULTS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on File |
| Deed Sale | Apr 21, 2022 · Amount on File |
| Prior Sale | Aug 6, 2002 · Amount on File |
| Deed Document Number | 20221055752 |
| Last Transfer Date | Mar 26, 2026 |
| Transfer Doc | 0001100354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 9, 2026 |
| Property Address | 4310 OTSEGO ST, DULUTH, MN 55804-1434 |
| Document Number | 0001100354 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261100354 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 617 WOODVIEW DR, BURNSVILLE, MN 55337-3644 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 21, 2022 |
| Property Address | 4310 OTSEGO ST, DULUTH, MN 55804-1434 |
| Document Number | 0001055752 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 1055752 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $498.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 WOODVIEW DR, BURNSVILLE, MN 55337-3644 |
The 2026 property tax bill for 4310 Otsego St was $2,544, up 6.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,544.00 (+6.8%) | ||
| 2025 | $2,382.00 (+12.68%) | $183,700 (+6.55%) Land $27,300 Building $156,400 | $183,700 (+6.55%) Land $27,300 Building $156,400 |
| 2024 | $2,114.00 | $172,400 Land $26,300 Building $146,100 | $172,400 Land $26,300 Building $146,100 |
| 2022 | $136,300 Land $20,300 Building $116,000 | $136,300 Land $20,300 Building $116,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4310 Otsego St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4310 Otsego St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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