St. Louis County property record for 1820 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,969 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $42 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0090-00161 |
| Primary APN | 415-0090-00161 |
|---|---|
| Alternative APN |
|
| Lot Area | 23,969 sqft |
|---|
| Account Number | 1175576 |
|---|---|
| Street Address | 1820 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERLY 75 FEET OF LOT 16 SERIAL # |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
1820 Otsego St is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1820 OTSEGO ST, DULUTH, MN 55804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1820 Otsego St was $42 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42.00 Homeowner's exemption | ||
| 2025 | $3,900 (+11.43%) Land $3,900 | $3,900 (+11.43%) Land $3,900 | |
| 2024 | $3,500 Land $3,500 | $3,500 Land $3,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1820 Otsego St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1820 Otsego St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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