4310 Lowman Rd, Smithville, MO 64089 Property Records

Platte County property record for 4310 Lowman Rd, Smithville, MO 64089

Property Summary

Property Type	General Agricultural/Rural
Details	8 bd · 15.75 ba · 7,084 sqft · built 1994
Lot Size	17.2 acres (752,281 sqft)
Owner	2 Individual Names on File
Last Sale	$558,100 (Aug 2018)
Tax Bill	$3,881 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-40-20-000-000-009-000`

Property Details

APN / Parcel Number

Primary APN	`11-40-20-000-000-009-000`

Interior

Bedrooms	8 Beds
Full Baths	15.7 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	7,084 sqft Gross Area
1st Floor Area	2,792 sqft
Basement Area	2,792 sqft
Finished Basement	2,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	752,281 sqft (17.2 acres)
Garage Type	Attached
Garage Area	1,448 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	560 sqft
Porch	Open Porch
Porch Area	338 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	506 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4310 LOWMAN RD
City	SMITHVILLE
State	MO
Zip	64089-8563
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	CANAAN ACRES REPLAT OF LOT 1 LOT 1A
Legal Range	33W
Legal Township	53N
Legal Section	20
Legal Subdivision	CANAAN ACRES REPLAT OF LOT 1
Legal Lot Number	1,1A
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4038
Census Tract	30602

Owner

4310 Lowman Rd, an agricultural property, is owned by two individuals who bought it in August 2018.

Source: Platte County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Feb 23, 2024	Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 7, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2018	Warranty Deed, Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Document Number	201810452
Deed Book / Page	1300 / 419
Prior Transfer Date	Nov 7, 2015
Prior Transfer Doc	0012530898
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563

Mortgage

Document Number	0013520939
Date	Mar 22, 2021
Book Page	1352/939
Instrument	2021005596

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PLATTE MO
Recording Date	Feb 23, 2024
Property Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563
Document Number	0014020539
Book / Page	1402 / 539
Instrument Date	Feb 23, 2024
Instrument	2024001622
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012950872
Date	May 7, 2018
Book Page	1295/872
Instrument	2018005879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Aug 3, 2018
Property Address	4310 LOWMAN RD, SMITHVILLE, MO 64089-8563
Document Number	0013000419
Book / Page	001300 / 000419
Instrument Date	Jul 31, 2018
Instrument	10452
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4310 LOWMAN RD SMITHVILLE MO 640898563, SMITHVILLE, MO 64089-8563

Mortgage

Document Number	13000420
Date	Aug 3, 2018
Book Page	001300/000420
Instrument	10453

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,561 Land $3,041 Building $51,520	$291,109 Land $16,589 Building $274,520
2024	$3,881.00 (+4.47%)
2023	$3,715.00	$54,494 Land $2,974 Building $51,520	$290,551 Land $16,031 Building $274,520
2018	$3,359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4310 Lowman Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4310 Lowman Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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