4290 Lowman Rd, Smithville, MO 64089 Property Records

Platte County property record for 4290 Lowman Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,304 sqft · built 2018
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,600 (Aug 2022)
Tax Bill	$4,688 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-40-20-000-000-010-000`

Property Details

APN / Parcel Number

Primary APN	`11-40-20-000-000-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,304 sqft Living Area
Gross Area	5,472 sqft
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft
Finished Basement	1,744 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Metal
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	572 sqft
Utility Building	1,500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4290 LOWMAN RD
City	SMITHVILLE
State	MO
Zip	64089-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANAAN ACRES LOT 2
Legal Range	33W
Legal Township	53N
Legal Section	20
Legal Subdivision	CANAAN ACRES
Legal Lot Number	2
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4038
Census Tract	30602

Owner

Source: Platte County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF GOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	202211431
Deed Book / Page	1382 / 935
Prior Transfer Date	Sep 27, 2018
Prior Transfer Doc	0013030090
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Aug 17, 2022
Property Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548
Document Number	0013820935
Book / Page	1382 / 935
Instrument Date	Aug 15, 2022
Instrument	2022011431
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548

Mortgage

Document Number	2022011451
Date	Aug 17, 2022
Instrument	2022011451

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548
Document Number	0013170918
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4290 LOWMAN RD SMITHVILLE MO 640898548, SMITHVILLE, MO 64089-8548

Mortgage

Document Number	0013170918
Date	Sep 5, 2019
Book Page	001317/000918
Instrument	11051

Lender

Name	USAA
Address	SAN ANTONIO, TX 78228-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLATTE MO
Recording Date	Oct 2, 2018
Property Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548
Document Number	0013030090
Book / Page	1303 / 090
Instrument Date	Sep 27, 2018
Instrument	2018013139
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548

Mortgage

Document Number	2018013140
Date	Oct 2, 2018
Instrument	2018013140

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLATTE MO
Recording Date	Mar 22, 2017
Property Address	4290 LOWMAN RD, SMITHVILLE, MO 64089-8548
Document Number	0012760396
Book / Page	001276 / 000396
Instrument Date	Mar 15, 2017
Instrument	3548
Transaction Type	Construction Loan
Record Updated	Jun 2, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4290 LOWMAN RD SMITHVILLE MO 640898548, SMITHVILLE, MO 64089-8548

Mortgage

Document Number	12760396
Date	Mar 22, 2017
Book Page	001276/000396
Instrument	3548

Lender

Name	BANK OF GOWER
Type	Bank
Address	GOWER, MO 64454

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 21, 2018

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,950 (+10.68%) Land $11,638 Building $61,312	$383,945 (+10.68%) Land $61,250 Building $322,695
2024	$4,688.00 (+4.34%)
2023	$4,493.00 (+2,081.07%)	$65,912 Land $11,638 Building $54,274	$346,901 Land $61,250 Building $285,651
2018	$206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	25 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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