Saginaw County property record for 4310 Gary Rd, Chesaning, MI 48616
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1996 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,600 (May 1996) |
| Tax Bill | $1,711 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-4-33-4005-002 |
| Primary APN | 04-10-4-33-4005-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Dimensions | 231 ft deep x 200 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4310 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9473 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 PRIMAR |
| Legal Description | BEG AT A PT 903.16 FT E FROM S 1/4 CORN TH N 264 FT TH E 200 FT TH S 264 FT TH W 200 FT TO POB 1.21 ACRES SEC 33 T10N R4E |
| Legal Range | 04E |
| Legal Township | 10N |
| Legal Section | 33 |
| Legal Subdivision | PENOYERS SUBDIVISION |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ALBEE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 12900 |
4310 Gary Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2015.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4310 GARY RD, CHESANING, MI 48616-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1996 · Amount on File |
| Deed Sale | May 21, 1996 · Amount on File |
| Deed Book / Page | 1972 / 358 |
| Last Transfer Date | Oct 8, 2015 |
| Transfer Doc | 0000028737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4310 GARY RD, CHESANING, MI 48616-9473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4310 GARY RD, CHESANING, MI 48616-9473 |
| Document Number | 0000001576 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024001576 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 20, 2064 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 4310 Gary Rd was $1,711 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Albee Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,000 | $146,000 | |
| 2025 | $1,711.00 Homeowner's exemption | ||
| 2023 | $60,400 | $120,800 | |
| 2022 | $1,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4310 Gary Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4310 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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