Saginaw County property record for 4005 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,412 sqft |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2008) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-09-4-04-1006-000 |
| Primary APN | 20-09-4-04-1006-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,412 sqft |
| Lot Area | 98,446 sqft (2.26 acres) |
|---|---|
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4005 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 290 FT OF ELY 340 FT OF NE FRL 1/4 2.26 ACRES SEC 4 T9N R4E |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 04 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | MAPLE GROVE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 12900 |
4005 Gary Rd is owned and occupied by an individual who bought it in October 2008.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4005 GARY RD, CHESANING, MI 48616-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2008 · Amount on File |
| Deed Sale | Oct 28, 2008 · Amount on File |
| Prior Sale | Nov 7, 2006 |
| Deed Book / Page | 2514 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4005 GARY RD, CHESANING, MI 48616-9473 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4005 GARY RD, CHESANING, MI 48616-9473 |
| Document Number | 2021008468 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021008468 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 4005 Gary Rd was $4,310 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Maple Grove Township |
| Unified School District | New Lothrop Area Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,700 (-0.93%) | $341,400 (-0.93%) | |
| 2025 | $4,310.00 Homeowner's exemption | $172,300 | $344,600 |
| 2023 | $146,400 | $292,800 | |
| 2022 | $3,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4005 Gary Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4005 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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