Dorchester County property record for 4310 Cotton Flat Rd, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,637 sqft · built 2022 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (Sep 2026) |
| Tax Bill | $5,096 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-11-01-007 |
| Primary APN | 170-11-01-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,637 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | R0082640 |
|---|---|
| Street Address | 4310 COTTON FLAT RD |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 6 SUBD: WATSON HILL PH 1 |
| Legal Subdivision | WATSON HILL |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Ashley River Road listed 1983 · 1 contributing resources · NRIS 83003831 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4310 Cotton Flat Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Dorchester County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 19, 2022 | Limited Warranty Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Sep 6, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Sep 19, 2022 · Amount on File |
| Deed Document Number | 202623587 |
| Deed Book / Page | 16881 / 146 |
| Prior Transfer Date | Sep 22, 2026 |
| Prior Transfer Doc | 0000023586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Sep 29, 2026 |
| Property Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0000023587 |
| Book / Page | 16881 / 146 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202623587 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,774.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0000023588, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202623588 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Sep 29, 2026 |
| Property Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0000023586 |
| Book / Page | 16881 / 139 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202623586 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Sep 19, 2022 |
| Property Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0143870095 |
| Book / Page | 14387 / 95 |
| Map Reference | MB N PG 29 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022024289 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,367.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Sep 6, 2022 |
| Property Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0143660130 |
| Book / Page | 14366 / 130 |
| Map Reference | MB N PG 29 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022023239 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,367.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4310 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 2022023240 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022023240 |
| Name | VELOCIO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 4310 Cotton Flat Rd was $5,096, down 1.4% from the year before.
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,096.00 (-1.43%) | $20,939 Land $4,560 Building $16,379 | $523,466 Land $114,000 Building $409,466 |
| 2024 | $5,170.00 (-1.86%) | ||
| 2023 | $5,268.00 (+420.55%) | $20,939 (+438.28%) Land $4,560 Building $16,379 | $523,466 (+437.76%) Land $114,000 Building $409,466 |
| 2022 | $1,012.00 | $3,890 Land $3,890 | $97,342 Land $97,342 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4310 Cotton Flat Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 14 (1989–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4310 Cotton Flat Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Home Telecom Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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