Dorchester County property record for 4308 Cotton Flat Rd, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,182 sqft · built 2022 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $464,499 (Apr 2025) |
| Tax Bill | $4,021 (2025) |
| Deeds & Mortgages | Apr 2025 Sale Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-11-01-006 |
| Primary APN | 170-11-01-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | R0082639 |
|---|---|
| Street Address | 4308 COTTON FLAT RD |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 5 SUBD: WATSON HILL PH 1 |
| Legal Subdivision | WATSON HILL |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Ashley River Road listed 1983 · 1 contributing resources · NRIS 83003831 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dorchester County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6101 ANACAPRI BLVD, LANSING, MI 48917-3968 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 17, 2025 | Deed, Transfer |
| Dec 14, 2023 | Re-recorded Document |
| Nov 3, 2022 | Limited Warranty Deed, Transfer · Stand-Alone First Mortgage AUTO OWNES LIFE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Nov 3, 2022 · Amount on Record |
| Deed Document Number | 2025007642 |
| Deed Book / Page | 15840 / 38 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Apr 17, 2025 |
| Property Address | 4308 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0158400038 |
| Book / Page | 15840 / 38 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025007642 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,207.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6101 ANACAPRI BLVD, LANSING, MI 48917-3968 |
| Investor | Possibly a Property Investor |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Dec 14, 2023 |
| Property Address | 4308 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0150560288 |
| Book / Page | 15056 / 288 |
| Map Reference | CAB O PG 185-187 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023025119 |
| Record Updated | Oct 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 ISLAND PARK DR STE 200, 200, DANIEL ISLAND, SC 29492-8994 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Nov 3, 2022 |
| Property Address | 4308 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0144550232 |
| Book / Page | 14455 / 232 |
| Map Reference | MB N PG 29 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022027732 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,066.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4308 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 2022027733 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022027733 |
| Name | AUTO OWNES LIFE INSURANCE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 31, 2037 |
Source: Dorchester County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,021.00 (-1.4%) | $16,382 (-33.33%) Land $4,560 Building $11,822 | $409,557 (-) Land $114,000 Building $295,557 |
| 2024 | $4,078.00 (-62.56%) | ||
| 2023 | $10,891.00 (+41,788.46%) | $24,573 (+320.77%) Land $6,840 Building $17,733 | $409,557 (+320.74%) Land $114,000 Building $295,557 |
| 2022 | $26.00 | $5,840 Land $5,840 | $97,342 Land $97,342 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 14 (1989–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Home Telecom Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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