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431 Wake Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 431 Wake Dr, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,321 sqft · built 1967
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$168,500 (Jun 2004)
Tax Bill$3,885 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN325B112

Property Details

APN / Parcel Number

Primary APN325B112
Alternative APN
  • 19981

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,321 sqft Living Area
1st Floor Area1,734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Lot Area24,829 sqft (0.57 acres)
PorchPorch
Porch Area296 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address431 WAKE DR
CitySALISBURY
StateNC
Zip28144-7791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL23 BE
Legal SubdivisionEAGLE HEIGHTS
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1021
Census Tract51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 WAKE DR, SALISBURY, NC 28144-7791
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jun 25, 2020Loan Modification, Mortgage
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2004 · Amount on Record
Deed SaleJun 3, 2004 · Amount on Record
Deed Book / Page1009 / 360
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateAug 17, 2026
Property Address431 WAKE DR, SALISBURY, NC 28144-7791
Document Number1489000098
Book / Page1489 / 98
Instrument DateAug 9, 2026
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 WAKE DR, SALISBURY, NC 28144-7791

Mortgage

Document Number1489000098,
DateAug 17, 2026
Book Page1489/98
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 3, 2046
Interest
Max Rate-1%

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address431 WAKE DR, SALISBURY, NC 28144-7791
Document Number0013510127
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 WAKE DR SALISBURY NC 281447791, SALISBURY, NC 28144-7791

Mortgage

Document Number0013510127
DateJun 26, 2020
Book Page001351/000127
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
Term180 Months
DueJun 25, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,885.00$324,902 (-) Land $37,500 Building $287,402$324,902 (-) Land $37,500 Building $287,402
2023$3,885.00$324,902 Land $37,500 Building $287,402$324,902 Land $37,500 Building $287,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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