405 Wake Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 405 Wake Dr, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,697 sqft · built 1975
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2019)
Tax Bill	$4,127 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`325B209`

Property Details

APN / Parcel Number

Primary APN	`325B209`
Alternative APN	`566365000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,697 sqft Living Area
Gross Area	4,372 sqft
1st Floor Area	2,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	27,007 sqft
Porch	Porch
Porch Area	48 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	566365000
Street Address	405 WAKE DR
City	SALISBURY
State	NC
Zip	28144-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L17 & PTL18
Legal Subdivision	EAGLE HEIGHTS SEC 1-A
Legal Lot Number	17
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1021
Census Tract	51302

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 WAKE DR, SALISBURY, NC 28144-7791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jan 21, 2022	Trustee's Deed, Foreclosure · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTY S PROCTOR
Aug 8, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	0013320380
Deed Book / Page	001332 / 000380
Last Transfer Date	Jan 21, 2022
Transfer Doc	0013930583
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 WAKE DR, SALISBURY, NC 28144-7791
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014280394
Date	Aug 22, 2023
Book Page	1428/394

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 21, 2022
Property Address	405 WAKE DR, SALISBURY, NC 28144-7791
Document Number	0013930583
Book / Page	1393 / 583
Map Reference	PG 1167
Instrument Date	Jan 20, 2022
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21029, WINSTON SALEM, NC 27120-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WAKE DR, SALISBURY, NC 28144-7791

Mortgage

Document Number	0001393584
Date	Jan 21, 2022
Instrument	1393/584

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 WAKE DR, SALISBURY, NC 28144-7791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013350561
Date	Oct 2, 2019
Book Page	1335/0561

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	405 WAKE DR, SALISBURY, NC 28144-7791
Document Number	0013360555
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WAKE DR SALISBURY NC 281447791, SALISBURY, NC 28144-7791

Mortgage

Document Number	0013360555
Date	Oct 18, 2019
Book Page	001336/000555

Lender

Name	BETTY S PROCTOR
Address	405 WAKE DR, SALISBURY, NC 28144-7791

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 17, 2029

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 8, 2019
Property Address	405 WAKE DR, SALISBURY, NC 28144-7791
Document Number	0013320380
Book / Page	001332 / 000380
Instrument Date	Aug 6, 2019
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WAKE DR SALISBURY NC 281447791, SALISBURY, NC 28144-7791

Mortgage

Document Number	13320381
Date	Aug 8, 2019
Book Page	001332/000381

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,127.00	$345,113 Land $37,500 Building $307,613	$345,113 Land $37,500 Building $307,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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