431 Wainwright Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 431 Wainwright Ave, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,173 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,135,000 (Dec 2017)
Tax Bill	$16,417 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`277-01-064`

Property Details

APN / Parcel Number

Primary APN	`277-01-064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 WAINWRIGHT AVE
City	SAN JOSE
State	CA
Zip	95128-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 243 BRADLEY MANOR BOOK 8 PAGE 20 PAGE 21 LOT 466
Legal Subdivision	BRADLEY MANOR
Legal Tract	243
Legal Lot Number	466
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3026
Census Tract	502001

Owner

431 Wainwright Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jun 5, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 15, 2017	Grant Deed, Transfer · ARM STANFORD FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Jul 11, 2006 · Amount on File
Deed Document Number	201723828256
Prior Transfer Date	May 24, 2001
Prior Transfer Doc	0015693579
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164

Mortgage

Document Number	0025056809
Date	Aug 6, 2021
Instrument	25056809

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164

Mortgage

Document Number	0024998203
Date	Jun 16, 2021
Instrument	24998203

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.35%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164

Mortgage

Document Number	0024672855
Date	Oct 27, 2020
Instrument	24672855

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Document Number	0024199840
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	431 WAINWRIGHT AVE SAN JOSE CA 951282164, SAN JOSE, CA 95128-2164

Mortgage

Document Number	0024199840
Date	Jun 10, 2019
Instrument	24199840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 15, 2017
Property Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164
Document Number	0023828256
Map Reference	MB8 PG20&21
Instrument Date	Dec 12, 2017
Instrument	23828256
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	431 WAINWRIGHT AVE, SAN JOSE, CA 95128-2164

Mortgage

Document Number	0023828257
Date	Dec 15, 2017
Instrument	23828257

Lender

Name	STANFORD FEDERAL CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 431 Wainwright Ave was $16,417 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,195,000 (-7.47%) Land $1,042,300 Building $152,700
2025	$16,417.00 Homeowner's exemption	$1,291,431 Land $1,126,449 Building $164,982
2023	$15,686.00 (+0.83%) Homeowner's exemption	$1,241,285 Land $1,082,708 Building $158,577
2022	$15,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 Wainwright Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 Wainwright Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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