Minnehaha County property record for 431 W 7th St, Sioux Falls, SD 57104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,852 sqft · built 1913 |
| Lot Size | 0.099 acres (4,321 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Sep 2012) |
| Tax Bill | $3,203 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-17-433-001-000 |
| Primary APN | 01-22-17-433-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,852 sqft Finished Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,062 sqft |
| Upper Floors Area | 898 sqft |
| Basement Area | 1,054 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,321 sqft (0.099 acres) |
| Lot Dimensions | 72 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 540 sqft |
| Deck Area | 84 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 25783 |
|---|---|
| Street Address | 431 W 7TH ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57104-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 72` N 16` 17 & W 72` 18 BLOCK 2 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | BENNETT`S 1ST ADDN |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 701 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 W 7TH ST, SIOUX FALLS, SD 57104-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2012 · Amount on Record |
| Deed Sale | Sep 10, 2012 · Amount on Record |
| Prior Sale | Dec 31, 2009 |
| Deed Document Number | 2012225961 |
| Deed Book / Page | 545 / 48 |
| Last Transfer Date | Aug 26, 2022 |
| Transfer Doc | 0616000010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 431 W 7TH ST, SIOUX FALLS, SD 57104-3007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1864MTG/0635 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 1864 MTG/0635 |
| Name | METABANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 20, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,986 (-1.1%) Land $14,736 Building $220,250 | $234,986 Land $14,736 Building $220,250 | |
| 2025 | $3,203.00 | $237,600 (+8.39%) Land $14,900 Building $222,700 | |
| 2024 | $3,203.00 (+9.17%) | $219,200 (+11.84%) Land $14,900 Building $204,300 | |
| 2022 | $2,934.00 | $196,000 Land $11,900 Building $184,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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