426 W 7th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 426 W 7th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2018
Lot Size	0.089 acres (3,872 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-429-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-429-011-000`
Alternative APN	`25757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Finished Area
Gross Area	1,820 sqft
1st Floor Area	1,064 sqft
Upper Floors Area	756 sqft
Basement Area	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,872 sqft (0.089 acres)
Lot Dimensions	88 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25757
Street Address	426 W 7TH ST
City	SIOUX FALLS
State	SD
Zip	57104-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 44` 10 & 11 BLOCK 1 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	701

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	426 W 7TH ST, SIOUX FALLS, SD 57104-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Oct 18, 2018	Deed of Trust, Mortgage · FHA Mortgage SERVICE FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	426 W 7TH ST, SIOUX FALLS, SD 57104-3008
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1849MTG/177
Date	Oct 18, 2018
Book Page	1849 MTG/177

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	426 W 7TH ST, SIOUX FALLS, SD 57104-3008
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1849MTG/155
Date	Oct 18, 2018
Book Page	1849 MTG/155

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,009 (-1.1%) Land $13,253 Building $210,756	$224,009 Land $13,253 Building $210,756
2025	$3,027.00	$226,500 (+10.49%) Land $13,400 Building $213,100
2024	$3,027.00 (-6.78%)	$205,000 (-6.78%) Land $13,400 Building $191,600
2022	$3,247.00	$219,900 Land $10,600 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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