McCreary County property record for 431 Valley Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1970 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2015 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-10-04-001.00 |
| Primary APN | 122-10-04-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,040 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 340 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 431 VALLEY RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE |
| Legal Subdivision | GREEN ACRES |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
431 Valley Rd is owned by a company that acquired it in November 2013.
Source: McCreary County records, as of January 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 691, PINE KNOT, KY 42635-0691 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 28, 2013 |
| Transfer Doc | 00D206/384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | May 4, 2015 |
| Property Address | 431 VALLEY RD, STEARNS, KY 42647-6410 |
| Document Number | 00D206/384 |
| Book / Page | D206 / 384 |
| Instrument Date | Nov 28, 2013 |
| Instrument | 110325 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 VALLEY RD, STEARNS, KY 42647-6410 |
| Name | Verified Name |
|---|---|
| Address | 6757 OLD MOUNT HELEN RD, ALLARDT, TN 38504-6013 |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $36,000 | $36,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 Valley Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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