McCreary County property record for 360 Valley Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1971 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Aug 2021) |
| Tax Bill | $1,085 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-10-04-011.00 |
| Primary APN | 122-10-04-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,848 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Water Source | Commercial |
| Street Address | 360 VALLEY RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 & HSE & BLDG |
| Legal Subdivision | GREEN ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960302 |
Source: McCreary County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 512, STEARNS, KY 42647-0512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL CORP |
| Oct 30, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on Record |
| Deed Sale | Aug 5, 2021 · Amount on Record |
| Deed Document Number | 2021134546 |
| Deed Book / Page | 226 / 498 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 00D214/273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 360 VALLEY RD, STEARNS, KY 42647 |
| Document Number | 00D226/498 |
| Book / Page | D226 / 498 |
| Map Reference | DB 224 PG 391 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 134546 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 FOREST RIDGE CIR, BRONSTON, KY 42518-9620 |
| Name | Verified Name |
|---|---|
| Address | 360 VALLEY RD, STEARNS, KY 42647 |
| Document Number | 0000134547 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 134547 |
| Name | AMERICAN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Oct 30, 2017 |
| Property Address | 360 VALLEY RD, STEARNS, KY 42647 |
| Document Number | 00D214/273 |
| Book / Page | D214 / 273 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 123648 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 SUE YOUNG RD, STEARNS, KY 42647-5111 |
| Name | Verified Name |
|---|---|
| Address | 12 SUE YOUNG RD, STEARNS, KY 42647-5111 |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,085.00 (-1.45%) | $135,000 (-) | $135,000 (-) |
| 2023 | $1,101.00 | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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