431 Valley Manor Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 431 Valley Manor Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,551 sqft · built 1997
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,900 (May 2018)
Tax Bill	$5,898 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-62-1247`

Property Details

APN / Parcel Number

Primary APN	`24S-62-1247`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area
Gross Area	2,951 sqft
1st Floor Area	1,240 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	70 ft deep x 73 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	51 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Balcony Area	71 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 VALLEY MANOR DR
City	BALLWIN
State	MO
Zip	63021-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	BALLWIN VALLEY MANOR LOT 16
Legal Subdivision	BALLWIN VALLEY MANOR
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2005
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 VALLEY MANOR DR, BALLWIN, MO 63021-6330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 16, 2020	Deed of Trust, Mortgage GUILD MTG
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit US BK
May 30, 2018	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Apr 9, 1997 · Amount on Record
Deed Document Number	2018608
Deed Book / Page	23046 / 2573
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0178894204
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	431 VALLEY MANOR DR, BALLWIN, MO 63021-6330
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239780677
Date	Mar 24, 2020
Book Page	23978/677
Instrument	2020032400118

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	431 VALLEY MANOR DR, BALLWIN, MO 63021-6330
Document Number	0239780678
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 VALLEY MANOR DR BALLWIN MO 630216330, BALLWIN, MO 63021-6330

Mortgage

Document Number	0239780678
Date	Mar 24, 2020
Book Page	023978/000678
Instrument	118

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	431 VALLEY MANOR DR, BALLWIN, MO 63021-6330
Document Number	0236923859
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 VALLEY MANOR DR BALLWIN MO 630216330, BALLWIN, MO 63021-6330

Mortgage

Document Number	0236923859
Date	Sep 11, 2019
Book Page	023692/003859
Instrument	667

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 30, 2018
Property Address	431 VALLEY MANOR DR, BALLWIN, MO 63021-6330
Document Number	0230462573
Book / Page	023046 / 002573
Instrument Date	May 23, 2018
Instrument	608
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 VALLEY MANOR DR BALLWIN MO 630216330, BALLWIN, MO 63021-6330

Mortgage

Document Number	230462577
Date	May 30, 2018
Book Page	023046/002577
Instrument	609

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,300 (+11.7%) Land $33,860 Building $60,440	$496,300 (+11.7%) Land $178,200 Building $318,100
2024	$5,898.00 (+0.08%)
2023	$5,893.00 (+5.21%)	$84,420 (+12.74%) Land $17,920 Building $66,500	$444,300 (+12.74%) Land $94,300 Building $350,000
2022	$5,601.00	$74,880 Land $21,510 Building $53,370
2021			$394,100 Land $113,200 Building $280,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Valley Manor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures