Chautauqua County and Dunkirk City property record for 431 Townsend St, Dunkirk, NY 14048 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1952 |
| Square Footage | 1,391 sqft Living Area |
| Garage | Detached, 744 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,841.00 (2024) |
| Primary APN | 060300 79.20-4-18.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,391 sqft Living Area |
| 1st Floor | 1,391 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Depth X Width | 100 ft x 120 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 744 sqft Garage |
| Patio Area | 224 sqft Patio |
| Porch Area | 1,228 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 030191160 |
|---|---|
| Street Address | 431 TOWNSEND ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3130 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 18.002 |
| Jurisdiction | CHAUTAUQUA NY |
| Minor Civil Division | DUNKIRK |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 35400 |
Source: Chautauqua County and Dunkirk City records · APN 060300 79.20-4-18.2
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WESTERN DIVISION FCU |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 431 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT2022004963 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | MT2022004963 |
| Name | WESTERN DIVISION FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 431 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2019003888 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | MT2019003888 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,400 (-) Land $5,200 Building $130,200 | $307,727 (+25%) Land $11,818 Building $295,909 | |
| 2024 | $8,841.00 | ||
| 2023 | $135,400 (+71.61%) Land $5,200 Building $130,200 | $246,182 (+96.57%) Land $9,455 Building $236,727 | |
| 2022 | $78,900 Land $5,200 Building $73,700 | $125,238 Land $8,254 Building $116,984 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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