Chautauqua County and Dunkirk City property record for 425 Townsend St, Dunkirk, NY 14048 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1965 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Feb 2008) |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2017 Line of Credit |
| APN | 060300 79.20-4-63 |
| Primary APN | 060300 79.20-4-63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 372 sqft |
| Canopy | 64 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030191130 |
|---|---|
| Street Address | 425 TOWNSEND ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCLUDES 34-4-3.2 & 5 95 X 100 RES; OLD APN: 060300 34-4-4 |
| Legal Block | 4 |
| Legal Lot Number | 63.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 35400 |
Source: Chautauqua County and Dunkirk City records · APN 060300 79.20-4-63
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit STEWART TITLE |
| Sep 12, 2017 | Deed of Trust, Mortgage · Line of Credit INNER LAKES FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2008 · Amount on Record |
| Deed Sale | Feb 22, 2008 · Amount on Record |
| Deed Book / Page | 2646 / 586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jul 08, 2026 |
| Property Address | 425 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Document Number | 0000002697 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 425 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Document Number | 0000002697, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 20262697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 425 TOWNSEND ST, DUNKIRK, NY 14048-3130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2017003831 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | MT2017003831 |
| Name | INNER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,959.00 | $73,500 (-) Land $4,300 Building $69,200 | $167,045 (+25%) Land $9,773 Building $157,272 |
| 2023 | $73,500 (-) Land $4,300 Building $69,200 | $133,636 (+14.54%) Land $7,818 Building $125,818 | |
| 2022 | Homeowner's exemption | $73,500 Land $4,300 Building $69,200 | $116,667 Land $6,825 Building $109,842 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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