San Francisco City property record for 431 Sutter St, San Francisco, CA 94108
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6 ba · 17,097 sqft · built 1909 |
| Lot Size | 0.001 acres (62 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,215,000 (Oct 2026) |
| Tax Bill | $174,155 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2018 Sale & Line of Credit |
| APN | 0295-013 |
| Primary APN | 0295-013 |
|---|
| Full Baths | 6 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 17,097 sqft Gross Area |
| 1st Floor Area | 17,097 sqft |
| Basement Area | 5,871 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 62 sqft (0.001 acres) |
| Street Address | 431 SUTTER ST |
|---|---|
| City | SAN FRANCISCO |
| State | CA |
| Zip | 94108-4608 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C3R |
| Legal Subdivision | 50 VARA |
| Legal Block | 295 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN FRANCISCO CA |
| Township / Civil Division | DOWNTOWN-NORTHEAST NEIGHBORHOODS-TREASURE ISLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11700 |
431 Sutter St, a commercial property, is owned by a company that bought it in October 2026.
Source: San Francisco City records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 861 6TH AVE, 310, SAN DIEGO, CA 92101-6313 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Grant Deed, Transfer · Seller Carry-Back CHICAGO TITLE W, CHICAGO TITLE |
| Oct 15, 2018 | Trustee's Deed, Transfer · Line of Credit FIRST REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Oct 15, 2018 · Amount on File |
| Deed Document Number | 2026121642 |
| Prior Transfer Date | Dec 19, 2003 |
| Prior Transfer Doc | 0000640514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Oct 2, 2026 |
| Property Address | 431 SUTTER ST, SAN FRANCISCO, CA 94108-4608 |
| Document Number | 0000121642 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 2026121642 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $3,192,862.50 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000121643, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026121643 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Oct 15, 2018 |
| Property Address | 431 SUTTER ST # 437, 437, SAN FRANCISCO, CA 94108-4608 |
| Document Number | 0K68200868 |
| Instrument Date | Oct 12, 2018 |
| Instrument | K682868 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275,000.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10850 WILSHIRE BLVD #1050 LOS ANGELES CA 900244326, 1050, LOS ANGELES, CA 90024-4326 |
| Document Number | K68200869 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | K682869 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | 111 PINE ST, SAN FRANCISCO, CA 94111-5602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 431 Sutter St was $174,155, up 3% from the year before.
Source: San Francisco City assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | California |
| County / Municipality | San Francisco City |
| Unified School District | San Francisco Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $14,109,092 (+2%) Land $8,465,455 Building $5,643,637 | |
| 2025 | $174,155.00 (+2.98%) | $13,832,431 Land $8,299,459 Building $5,532,972 |
| 2024 | $169,119.00 (+1.55%) | |
| 2023 | $166,537.00 (+1.9%) | $13,295,303 Land $7,977,182 Building $5,318,121 |
| 2022 | $163,432.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 431 Sutter St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 431 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless · Fiber in parts of the area | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.
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