431 Summit St, #3A, Elgin, IL 60120 Property Records

Kane County property record for 431 Summit St, #3A, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	1,233 sqft · built 1982
Owner	Company Name on File
Last Sale	$62,500 (Aug 2014)
Tax Bill	$3,266 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-12-382-035`

Property Details

APN / Parcel Number

Primary APN	`06-12-382-035`

Interior

Units	8 Units
Building Area	1,233 sqft Gross Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982

Location & Zoning

Street Address	431 SUMMIT ST, 3A
City	ELGIN
State	IL
Zip	60120-3805
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUMMIT GREEN MEDICAL CONDOMINIUM UNIT #3A
Legal Subdivision	SUMMIT GREEN MEDICAL CONDO
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-382-035

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	431 SUMMIT ST, 104, ELGIN, IL 60120-3861
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Deed Document Number	201440312
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+15.94%)
2024		$39,439 (+21.4%) Land $9,391 Building $30,048	$118,364 (+21.44%) Land $28,184 Building $90,180
2022	$2,817.00 (+3.99%)	$32,488 (+6.96%) Land $7,736 Building $24,752	$97,464 (+6.96%) Land $23,208 Building $74,256
2021	$2,709.00	$30,374 Land $7,233 Building $23,141	$91,122 Land $21,699 Building $69,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.