Kane County property record for 431 Summit St, #1, Elgin, IL 60120
| Property Type | Commercial |
|---|---|
| Details | 1,877 sqft · built 1982 |
| Owner | Company Name on File |
| Last Sale | $773,500 (Apr 2020) |
| Tax Bill | $4,854 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-382-031 |
| Primary APN | 06-12-382-031 |
|---|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,877 sqft Gross Area |
| 1st Floor Area | 1,877 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Street Address | 431 SUMMIT ST, 1 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3805 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SUMMIT GREEN MEDICAL CONDOMINIUM UNIT #2 |
| Legal Subdivision | SUMMIT GREEN MEDICAL CONDO |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851302 |
Source: Kane County records · APN 06-12-382-031
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7332 E BUTHERUS DR, SCOTTSDALE, AZ 85260-2426 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIBANK |
| May 03, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 28, 2020 | Grant Deed, Transfer · Construction Mortgage SUNDEST INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | Aug 15, 2002 · Amount on Record |
| Deed Document Number | 202021215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 431 SUMMIT ST # 1, 1, ELGIN, IL 60120-3805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026998 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022K026998 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10013 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 03, 2022 |
| Property Address | 431 SUMMIT ST # 1, 1, ELGIN, IL 60120-3805 |
| Document Number | 0000023927 |
| Map Reference | DOC 1588693 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022K023927 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,438.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7332 E BUTHERUS DR STE 100, 100, SCOTTSDALE, AZ 85260-2426 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 28, 2020 |
| Property Address | 431 SUMMIT ST # 1, 1, ELGIN, IL 60120-3805 |
| Document Number | 0000021215 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 21215 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 431 SUMMIT ST UNITS 101 106 10 ELGIN IL 60120, ELGIN, IL 60120 |
| Document Number | 21216 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 21216 |
| Name | SUNDEST INC |
|---|---|
| Address | 8 OAK LAKE DR, BARRINGTON, IL 60010-5914 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 27, 2021 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,854.00 (+14.27%) | ||
| 2024 | $58,604 (+21.4%) Land $14,295 Building $44,309 | $175,882 (+21.44%) Land $42,902 Building $132,980 | |
| 2022 | $4,248.00 (+5.51%) | $48,275 (+6.96%) Land $11,775 Building $36,500 | $144,825 (+6.96%) Land $35,325 Building $109,500 |
| 2021 | $4,026.00 | $45,134 Land $11,009 Building $34,125 | $135,402 Land $33,027 Building $102,375 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA.
Based on FCC filings for 625 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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