431 Starr Dr, Troy, MI 48083 Property Records

Oakland County property record for 431 Starr Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,316 sqft · built 1987
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Tax Bill$2,758 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-27-178-010

Property Details

APN / Parcel Number

Primary APN88-20-27-178-010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,316 sqft Living Area
1st Floor Area615 sqft
Basement Area615 sqft
Finished Basement615 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions157 ft deep x 68 ft wide
Garage Area515 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area47 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address431 STARR DR
CityTROY
StateMI
Zip48083-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 27 GREENOUGH HEIGHTS SUB E 40 FT OF LOT 117 & W 28.9 FT OF LOT118 08/25/86 FR 006 & 007
Legal Range11E
Legal Township2N
Legal Section27
Legal SubdivisionGREENOUGH HEIGHTS SUB
Legal Lot Number117
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1001
Census Tract197500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 STARR DR, TROY, MI 48083-1653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 11, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2013
Deed SaleJan 23, 2013
Prior SaleMar 30, 2012 · Amount on Record
Deed Document Number201324512
Deed Book / Page45248 / 328
Last Transfer DateApr 5, 2021
Transfer Doc0000103153
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 15, 2021
Property Address431 STARR DR, TROY, MI 48083-1653
Document Number0000103153
Book / Page56080 / 240
Map ReferenceLB 27 PG 14
Instrument DateApr 5, 2021
Instrument103153
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanySTERLING TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 STARR DR, TROY, MI 48083-1653

Mortgage

Document Number0056080242
DateApr 15, 2021
Instrument56080/242
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address431 STARR DR, TROY, MI 48083-1653
Document Number0000154294
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 STARR DR TROY MI 480831653, TROY, MI 48083-1653

Mortgage

Document Number0000154294
DateSep 19, 2018
Book Page052196/000595
Instrument154294
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 18, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,758.00 (-3.87%)
2023$304,280
2022$2,869.00$152,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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