Oakland County property record for 420 Starr Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · built 2015 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2015) |
| Tax Bill | $6,661 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2017 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-27-180-029 |
| Primary APN | 88-20-27-180-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 420 STARR DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 27 GREENOUGH HEIGHTS SUB PART OF LOT 114 & 115 DESC AS BEG AT PTDIST N 88-35-00 E 75.50 FT FROM NW COR OF SD |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 27 |
| Legal Subdivision | GREENOUGH HEIGHTS SUBDIVISION |
| Legal Lot Number | 114-115 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 197500 |
420 Starr Dr is owned and occupied by an individual who bought it in July 2015.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 STARR DR, TROY, MI 48083-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE CO |
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI SI MORTGAGE COMPANY SI MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2015 · Amount on File |
| Deed Sale | Jul 16, 2015 · Amount on File |
| Deed Document Number | 2015143967 |
| Deed Book / Page | 48401 / 44 |
| Prior Transfer Date | Jul 1, 2015 |
| Prior Transfer Doc | 0000150002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002315 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 50249/00056 |
| Instrument | 002315 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000135285 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 50873/00383 |
| Instrument | 135285 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011341 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 51494/00570 |
| Instrument | 011341 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000118671 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 52007/00001 |
| Instrument | 118671 |
| Name | SI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | UTICA, MI 48315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022183 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 52580/00561 |
| Instrument | 022183 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | UTICA, MI 48315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000185224 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 53470/00285 |
| Instrument | 185224 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 420 STARR DR, TROY, MI 48083-1652 |
| Document Number | 0000140198 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 56312/435 |
| Instrument | 140198 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 420 STARR DR, TROY, MI 48083-1652 |
| Document Number | 0000331276 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 57510/479 |
| Instrument | 331276 |
| Name | SI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 STARR DR, TROY, MI 48083-1652 |
| Document Number | 0000165422 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 STARR DR TROY MI 480831652, TROY, MI 48083-1652 |
| Document Number | 0000165422 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 054682/000646 |
| Instrument | 165422 |
| Name | SI MORTGAGE COMPANY SI MORTGAGE COMPANY |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2050 |
The 2025 property tax bill for 420 Starr Dr was $6,661 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,661.00 (+2.38%) | ||
| 2024 | $6,506.00 | ||
| 2023 | $464,320 | ||
| 2022 | $6,929.00 | $232,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Starr Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 Starr Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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